The following terms and conditions will be accepted by the visitor (referred to as “you” or “User”) on using the website www.ivphub.com (referred to as “the Site” in this page). We request you to read the following carefully before you use any of the services of this site: 
 
By using the Site, you agree to follow and be bound by the following terms and conditions concerning your use of the Site. iValuePlus may revise the Terms of Use at any time without noticing you. Areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site. 

All content present on this site is the exclusive property of iValuePlus. The software, text, images, graphics, video, and audio used on this site belong to iValuePlus. No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted, or distributed in any form without prior written permission from iValuePlus.  

All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this site may violate copyright, trademark, and other applicable laws, and could result in criminal or civil penalties. iValuePlus is a registered trademark of iValuePlus Limited. This trademark may not be used in any manner without prior written consent from iValuePlus Limited. 

iValuePlus makes no warranty that: 

• The Site will meet your specific requirements. 

• The Site will be available on an uninterrupted, timely, secure, or error-free basis. 

• The results obtained from using the Site or any services offered through it will be accurate, reliable, or suitable for any particular purpose. 

• Any defects or errors in the Site will be corrected. 

• The Site, its servers, or any content made available through the Site are free from viruses, malware, or other harmful components. 

• This Site, along with all content, materials, information, software, products, and services provided on it, is made available on an “as is” and “as available” basis. Use of the Site is at your own risk. 

To the fullest extent permitted by law, iValuePlus expressly disclaims all warranties, conditions, and representations—whether express, implied, statutory, or otherwise—including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, and availability. No advice or information, whether oral or written, obtained by the User from iValuePlus or through the Site shall create any warranty not expressly stated herein. 

Any content downloaded or obtained through the Site is done at the User’s own risk. iValuePlus is not responsible for any damage to your computer system, mobile device, or loss of data resulting from the use of the Site or any downloads from it. 

iValuePlus does not warrant, endorse, guarantee, or assume responsibility for any third-party product, service, or website linked through the Site. Any transactions between Users and third-party providers are solely between the User and the respective provider, and iValuePlus shall not be liable for any issues arising from such transactions. 

Changes to the Site and Terms 
 
iValuePlus reserves the right to modify, suspend, or discontinue any aspect of the Site at any time, including its content, features, or services. iValuePlus also reserves the right to change these terms and conditions at any time, with such changes becoming effective immediately upon being posted on the Site. 

If you have any questions regarding these terms, please contact iValuePlus at [email protected]. 

By continuing to use the Site, you acknowledge that you have read, understood, and agreed to these terms and conditions.